India's Best Travel Credit Card

Are you an avid traveler who loves to explore new destinations? If so, a travel credit card can be a great way to maximize your rewards and benefits while you're on the go. With a variety of travel credit cards available in India, it can be tough to decide which one is right for you. This blog post will discuss some of the best travel credit cards in India for 2024, so you can find the perfect card to fit your needs and budget.

Types of Travel Credit Cards

There are two main types of travel credit cards in India: co-branded cards and general travel cards.

• Co-branded cards are issued by a bank in partnership with other platforms like Yes Bank Anq Phi Credit card is cobrand credit card by Yes Bank in partnership with Anq. These cards typically offer benefits such as reward points that can be redeemed for flights or travel vouchers with the partner airline or travel portal. They may also offer benefits such as lounge access, priority boarding, and free checked bags.
• General travel cards are not affiliated with any particular airline or travel portal. These cards typically allow you to redeem your reward points for a variety of travel bookings, including flights, hotels, and car rentals. Some general travel cards offer bonus reward points if you meet spending milestones, such as spending a certain amount of money on travel each year.

Factors to Consider When Choosing a Travel Credit Card

When choosing a travel credit card, there are a number of factors to consider, such as:

• Your travel habits: If you travel frequently for business or pleasure, you'll want to choose a card that offers rewards that you can use often. Consider the types of travel you do most often (flights, hotels, etc.) and choose a card that rewards those types of travel.
• Your spending habits: If you don't spend a lot of money on travel each year, you may not want to get a travel credit card with a high annual fee. There are many travel credit cards with no annual fee or a low annual fee that can still be a good option for occasional travelers.
• The benefits offered by the card: In addition to reward points, travel credit cards may offer a variety of other benefits, such as lounge access, travel insurance, and purchase protection. Consider which benefits are most important to you and choose a card that offers those benefits.

Best Travel Credit Cards in India for 2024

Here are a few of the best travel credit cards in India for 2024:

1. Yes Bank Anq Phi Credit Card
   • Joining Fee: Nil
   • Annual/Renewal Fee: ₹499 if annual spend is less than 1.2 lac, if more than no renewal fees
   • Rewards: 24 rewards points for every Rs 200 spend on Travel, Dining, Grocery and lot more
   • Lounge Access: Up to 3 international visits per year
   • Product Details: High base rewards rate, multiple travel-related privileges, Rewards across categories other than travel as well
     • Uncapped rewards. Essentially you can earn unlimited rewards points on every spend on travel
     • 24 rewards points for every Rs 200 spend on Travel. Equivalent to 3% back if redeemed for future travel booking etc
     • Redeemable across categories - Also can be redeemed into Adani rewards, Vistara points etc

Many other benefits like instant discounts, accelerated rewards, Preferred rates on services like Limo booking, experiences across the globe... Read more here https://blog.anq.finance/best-credit-card-in-india/

Axis Atlas Credit Card

• Joining Fee: ₹5,000
• Annual/Renewal Fee: ₹5,000
• Rewards: 2.5X EDGE Miles on travel spends
• Lounge Access: Up to 12 international and 18 domestic visits per year
• Product Details: Up to 5 EDGE Miles per ₹100 spent, milestone benefits of up to 5,000 EDGE Miles
  • 2,500 bonus EDGE Miles as welcome benefit
  • Up to 5 EDGE Miles per Rs. 100 spent on travel
  • Redeem EDGE Miles at value of 1 EDGE Mile = 2 Partner Points
  • Milestone benefits of up to 5,000 EDGE Miles
  • Up to 18 complimentary domestic lounge visits in a year

American Express® Platinum Travel Credit Card

• Joining Fee: ₹3,500
• Annual/Renewal Fee: ₹5,000
• Rewards: Travel vouchers and high spend milestone rewards
• Lounge Access: Domestic lounge visits
• Product Details: Earn travel vouchers, complimentary domestic lounge visits
  • 1 Membership Rewards Point for every Rs. 50 spent
  • 8 complimentary domestic lounge visits per year
  • 15,000 Membership Rewards Points worth Rs. 4,500 & bonus 3,400 regular Membership Rewards Points worth Rs. 1,020 on annual spends of Rs. 1.90 lakh
  • 25,000 Membership Rewards Points worth Rs. 7,500, bonus 3,600 regular Membership Rewards Points worth Rs. 1,080 & Taj Stay voucher worth Rs. 10,000 on annual spends of Rs. 4 lakh

Club Vistara IDFC FIRST Credit Card

• Joining Fee: ₹4,999
• Annual/Renewal Fee: ₹4,999
• Rewards: Up to 6,000 CV Points on spending ₹30,000 per month
• Lounge Access: 2 complimentary domestic lounge visits per quarter
• Product Details: Up to 5 Premium Economy tickets, 6 CV Points per ₹200 spent

Air India SBI Signature Credit Card

• Joining Fee: ₹4,999
• Annual/Renewal Fee: ₹4,999
• Rewards: High rewards on Air India bookings
• Lounge Access: Domestic lounge access
• Product Details:
  • Up to 30 reward points for every Rs. 100 spent on Air India
  • Redeem reward points at a value of 1 Reward Point = 1 Air Mile
  • 5,000 bonus reward points every year on card renewal
  • 8 complimentary domestic lounge access every year
  • Complimentary Priority Pass Membership

InterMiles HDFC Diners Club Credit Card

• Joining Fee: ₹10,000
• Annual/Renewal Fee: ₹10,000
• Rewards: High rewards on travel bookings
• Lounge Access: Unlimited domestic lounge access
• Product Details:
  • 10,000 InterMiles on spending Rs. 20,000 within the first 30 days of card setup
  • 16 InterMiles per Rs. 150 spent on flight or hotel bookings through InterMiles
  • Up to 10% off on Etihad Airways
  • Unlimited complimentary domestic lounge visits every year
  • Unlimited complimentary golf games every year across the world

Disclaimer: Information about various credit cards presented here is basis the info available on the website. Value proposition may subject to change and hence advice to check updated information before making any decision.